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Bajaj Allianz ULIP Reviews

Advice needed

19 days agoRead (via Mobile)

Hi guys I have taken a bajaj alliance future gain policy. Guys I am paying 8k per month. Just started my premium since last month . I have been told 4% or 8% is the minimum return which will get after my 15 years of maturity. So what you guys advice for me

If it is Bajaj Allianz go for it................

21 days agoRead

I have taken my first car insurense policy from Bajaj Allianz.Service they rendered was very nice to me. They quoted very economical primium .Customer care  service was excellent.When my car met an accident they helped me lot, and I got my claim very fast.Since They had tied with up my car servi...Read More

The thief who steal money in the day

Apr 09, 2017 02:45 PMRead (via Android App)

4 years back their agent came near me recomended me to invest 2 lakhs with them which will return me 2.5 lakh in 3 yrs, the Manager, Region mgr, also cooperated well during investment.after 3 years on day in afternoon I received a Speed post from bajaj alianze I thought it will be surprising...Read More

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Bajaj Allianz ULIP

Feb 18, 2017 08:50 PMRead

I had a terrible involvement with Bajaj Allianz ULIP. Their financial specialist control delegate attempted to make my dad put resources into thier ULIP arrange without clarifying the percenatge o returs, forthright charges, their commision display and so forth and saying that simply sign the fr...Read More

Allocation charges

Jan 11, 2017 08:23 PMRead (via Android App)

Hello Its Plan very Complicate with service very poor Agent told lots of discount but not prover way to proof.Agent told me about the policy, I pay 10000 per year upto 7 year I ll get 90000 but the plan not working properly I get only 20000 after checked as per my plan. Then contact to custo...Read More

Bajaj Allianz insurnace is worst

Sep 10, 2016 12:23 PMRead (via Android App)

My father take new insurance plan from bajaj executive when they come to father office they introduce plan and explain all benefit in a way that it attract lot and also explain withdraw term and condition which look really smooth and benefitialBut when I called to custumer care to withdraw o...Read More


Feb 29, 2016 09:02 AMRead (via Android App)

Hallo friendUnit link insurance plan is a moat risky plan as it is connected to share market risk.this small funda was ignore by BALIC( BAJAJ ALLIANZ LIFE INSURANCE COMPANY) .and so it have to suffered a lot.From 2003 to 2007 every ulip whatever the company deliver double triple profit even ...Read More

Don't fall for their ULIP

Dec 26, 2015 03:38 PMRead

I had a very bad experience with Bajaj Allianz ULIP.Their investor guide representative tried to make my father invest in thier ULIP plan without explaining the percenatge o returs, upfront charges, their commision model etc & saying that just sign the from & rest will be done by us....Read More

Good product for small term investment

Sep 15, 2015 02:10 PMRead

I was in pune and in year 2007 I opted for Bajaj Allianz ULIP product since its head quarter was based in Pune itself and also I happen to knew one of the agents who explained me in great details about this. As I had just started my career so I wanted to save some money annually and put in a pro...Read More

I Have Not Received D Money I Paid

Apr 10, 2014 12:13 AMRead

Thank You for reading this post, please invest your money very carefully after reading all the reviews.I have paid quarterly for 3 years and paid a total of Rs.90, 000 in Bajaj Allianz ULIP Scheme, after three years, I asked how much I would get back, they said its 73, 000, I lost my hard ea...Read More

Fake promises and false information given by BALIC

Nov 30, 2013 11:03 PMRead

I took a BALIC policy in 2008 through a Bajaj Allianz agent who stalled in my office(MNC). He explained me that the policy will give me assured gain in 5 years term. I have to pay a premium of 25K for first 3 years(75K in total) and I get an assured gain of 1.25 Lacs at the end of 5th year. He a...Read More

Complaints on Bajaj Allianz

Jan 19, 2013 12:27 PMRead

I have taken a policy from the bajaj allianz ( MANDI Branch, Distt. Mandi H.P.) on 08 Dec 2008 . receipt no. 0190720586 .But till today, I have not received any policy bond from the branch or from bajaj allianz. When I contact to the concerned branch regarding this matter, then they will start m...Read More


Jan 19, 2013 12:15 PMRead

Recently I was in my native place, Bajaj allianz has cheated poorest of the poor by falsifying facts about policies. One of our relative bought a policy from his friend The policy was sold to him like this,Pay Rs. 2000/- per month for 5 yearsGet Rs. 40, 00, 000 as insurance against life ...Read More

Cheating and Fraudism by BA ULIP policies

Nov 26, 2012 11:41 AMRead

In jan 2009, I had invested 12000 each in two policies of BA named "new unit gain" with policy no. 0118324808 and 0118325368.These new unit gain policy of BA was banned by IRDA in 2010 but BA never let us know all these things.I paid continuosly for 3 years installments, hence I invested a t...Read More

Bajaj Allianz is the worst insurance

Oct 04, 2012 12:29 PMRead

I had invested Rs 40, 000 in Bajaj's Century Plus Plan in 2007 Dec. Now 5years have been completed and the insurance will close this year end. The current value is Rs 13, 638. When I checked the fund details online I could see that Rs 800 was taken as allocation charges and Rs 18, 668 was taken ...Read More

Pathetic Service

Sep 29, 2012 12:55 PMRead

Most pathetic customer service. Went to get my simple claim for my car glass breakage via policy # OG-13-9906-1801-00010869. 3 HOURS waiting for update on my claim. As per them they don't have anything online. All are updated in hard files stored in their warehouse.So if they have to retriev...Read More

Bajaj Allianz is Froud- never ever think to buy...

Jun 24, 2012 05:58 AMRead

I invested Rs. 36000 and after almost 6 years as on today - value I got return is Rs. 25000. Even Savings account is much much better than Bajaj ULIP.First years allocation rates were 70 %, then about 90 % from second year. So from my first premium of Rs. 12000 - units alloted of rs. 3600 on...Read More

Say no to Bajaj Allianz ULIP

Jun 05, 2012 01:39 PMRead

I must share this with you all. I took ulip policy from bajaj allianz & their asset allocation fund gave me a overwhelming profit of 60%. This is excellent & I never expected this. Their allocation rates are best compared to the rest in the market & customer service team is excellent...Read More

Avoid Bajaj Allianz Trap

Mar 30, 2012 03:22 PMRead

Bajaj Allianz Insurance products are like a scam, they claim to give you the best of Insurance and Mutual fund but give you the worst, they just give you 5 times life cover whereas in term insurance you can get over 50 times at much less amount, also with regards to the unit linked investment, I...Read More

Hamara Bajaj sounds phony

Mar 15, 2012 01:26 PMRead

I purchased two bajajallianz policies in 2007 and 2008 of premium 10000 and 12000 respectively. With my meager income I could only manage these ones. I have been told by my agent that I need to pay for 3 years only and then enjoy the benefit. Never realized the actual meaning of it. However now ...Read More

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