MouthShut.com Would Like to Send You Push Notifications. Notification may includes alerts, activities & updates.
Concern / Feedback Form
Secure your account
Please enter your valid contact number to receive OTP.
Just one step away to protect your account with 2FA.
Protect your account by adding an extra layer of security.
You have updated your profile successfully.
Send Message
Raghavendra R @mr_raghav
Unfollow Follow Message
VERIFY YOUR CONTACT NUMBER
Home > mr_raghav's Profile
Reason
Submit
Alert on new posting by this member
Report this member
Commented on own review
Good Product but worst e-mail / grievance support! Niva Bupa Health Insurance
@kolarkrishnamurthy, Hi Sir, Policy with Max Bupa is pure accident insurance but the policy with Apollo Munich is accident insurance with few medical benefits. Can I claim for Tax Exemption in this. I had medical disclosure problem with Apollo as well as Max. In case of Max, the problem was... with them (their policy documentation) whereas in case of Apollo, the mistake was from the agent which was solved within few days with a single email whereas Max is prolonging the issue unnecessarily. I have few discrepancies which are not related to Accident policy such some skin problems, smoking/drinking habits. Those questions are not necessary and not mentioned in online application of Apollo and Max but Apollo agent used wrong form and Max added them in Policy Document without my concern. It was solved but again today a lady from Max Bupa with HIGH EGO called me answering like an IVR. I believe direct agents never reveal anything. Its better to do buy by self. Thank you for your concern and patience sir.Read More
@maxbupa Service request number 1145157 for Disclosure of Medical Information - Post Issuance is solved. Service request number 1140521 for over payment by Phone support by giving wrong information and dishonor of discount is not resolved yet. Policy number is 30593304201600. Sorry, I do no...t want to share my contact details in open forum. Please rectify or clarify asap. Thank you.Read More
Term Policy issued but not received Documents ICICI Prudential Life Insurance
@nirmalchristopher Bro, I can understand how frustrating it is. Even though I have finalized HDFC for term plan, I have read similar issues with HDFC as they take nearly 45 days to issue the policy. And Max Life was confusing regarding Smoker/Non-Smoker part and is going to be merged with HDFC. R...eading online reviews and friend's advice, I have finalized ICICI. Even before writing this review, the policy documents were delivered by ICICI but my family didn't told me (I stay away from family). Do not cancel the policy after receiving. Otherwise, you have to go through all the process with other Insurer. Remember, after 3 years of completion, they can't refuse the claim on any grounds (except cases such as 'Drink & Drive') but yes they may delay the payment and it is same with every insurer.Read More
Commented on nirmalchristopher's review
ULIP policy total loss in short term ICICI Prudential Life Insurance
'....(i am a financially illetrate)........'? I doubt...
Commented on toanuraggupta's review
Misguided and sell worst product ICICI Prudential Life Insurance
Try to read Policy Document, Terms & Conditions, Policy Wordings to know what you exactly bought. Do not rely on what the advisor says.
@kolarkrishnamurthy Hi sir, thanks for your concern. I have read the policy wordings and T&C from the web site spending many days and I am satisfied with the product and agree to T&C and Exclusions but my concern is only with the Policy Document wherein it is mentioned as NO instead of NA. My ...case is forwarded to Medical Team and they said that I am on recorded line and my policy is accepted with my Disclosure of Information without any extra premium and issue is solved. But there is no written commitment from their side other than an email service request numbers. 'Always call insurers people to come to yr place.......' What do you mean by that.? I never trust any insurance agent even if he is my close relative. BTW there is no I.T. Benefit for this policy as it is Personal Accident policy and I never ever invest money for the sake of I.T. Benefits and I buy insurance for protection not for investment.Read More
Reviewed Niva Bupa Health Insurance
Good Product but worst e-mail / grievance support
I wanted to take Accident Care insurance online and contacted phone support. I have been charged Rs.6618 whereas buy online option comes at Rs.5955. Phone support cheated me on that part. Policy was issued but some unrelated questions mentioned in the policy document for which answer is given as...Read more
Reviewed ICICI Prudential Life Insurance
Term Policy issued but not received Documents
When it comes to Insurance, always go for Term Plan and only up to Retirement age. ICICI Pru Online Term Plan is very good. I preferred this after extensive research online and analysis. Medical Tests were done at the comfort of home and policy issued very quickly. No extra premium loading. B...Read more
Timeline viewed 2 times
Beginner
Name: Raghavendra R
Hometown: Hyderabad
Free MouthShut app saves money.
OTP Verification
Verify
An OTP has been sent to your email and mobile number. Please enter OTP to verify the account.
Didn't receive? Resend OTP
An OTP has been sent to your email address. Please Enter OTP to verify your email address