Reviewed Zerodha
Nov 01, 2018 04:09 PM
59054 Views
I have been using Zerodha as my primary broker since 2015. They are very handy if you are looking to trade in stocks or options spreads with the objective of making short-term profits.
However, if you are primarily an investor, who would like to invest long-term, especially in mutual funds, Z...Read more
Commented on dayakarpm's review
Jun 24, 2016 10:21 AM
There is a racket of fraudsters with their base in Delhi region. They will call from different numbers, so its better to just cut them off straight away. I still receive similar Delhi-based calls, trying insurance frauds. I simply cut them off each time
Commented on ppms111's review
Jun 05, 2016 08:19 PM
Would you like to mention the name of the doctor who treated you. I am getting my mother treated there as well, so your feedback could be quite helpful
Commented on hatemetlife's review
Jun 01, 2016 12:34 PM
Insurance agents are worse than pimps. Pimps sell wh***s, and you already know that you are getting into trouble if you seek forbidden pleasure. Insurance agents act like respectable people, use a 'mask' of decency, and defraud people. You expect peace of mind, and get trouble instead
Commented on sachin8686's review
Jun 01, 2016 12:30 PM
How long have you been a PNB Metlife agent, my dear? You are very obviously a Metlife agent creating a false review
Commented on ashwanisihag's review
Jun 01, 2016 12:27 PM
I received similar calls and posted my reviews here(you can check my profile). When I contacted Metlife, they simply denied any connection with these callers. Trust me, these are private agents or sub-agents, who take the 'responsibility' of bringing back customers to Metlife, without creati...ng any legal problem for the company. If a customer falls for the trap, and buys another policy, the company rewards all these 'dalaals'. If you complain, the company denies any involvement.Read More
Commented on bodhisatvab's review
Sep 21, 2015 02:34 PM
I tried Reliance broadband once. They were really good for the first couple of months. After that, they had some revenue sharing issues with the local cable operators and the same hell that everyone else goes through. The only way out would be to take advice from other users in the locality and choo...se the ISP that has best performance in that area, whatever the nameRead More
Commented on smartindian2014's review
Sep 21, 2015 02:01 PM
How long have you been a 'dalaal' for PNB Metlife, my dear fellow?
Commented on Amitdilse's review
Sep 21, 2015 01:58 PM
These are genuine calls with fraud intentions. See my own review, where I have given all details. Most of these calls originate from the Delhi NCR region. Metlife probably has a secret unwritten pact with insurance agents to 'persuade' or lure customers without themselves doing anything illegal. Thi...s is a perfect financial 'crime' with a solid alibi to save their a**es.Read More
Reviewed Phantom
Aug 30, 2015 10:33 PM
3175 Views
Anyone who watched Steven Spielberg's film Munich, will promptly identify Phantom as a poor imitation of the classic thriller. Like the protagonist Avner Kaufman in Munich, Daniyal Khan acts as a covert operative who carries out the retribution on the behalf of his country.
Even the role of L...Read more
Commented on kumar3180's review
Aug 19, 2015 12:19 AM
All private insurers have an unwritten policy of not entertaining customers if they try to cancel policy, stop payment, etc. For all such requests, the only way to cancel a policy during the free lookup period is to simulatneously send email and a written application by courier(with proof of deliver...y). That way, in the event of non-compliance, it is possible to pursue legal action against the comapny and possibly seek compensation as well.
A final word of advice: NEVER trust an insurance agent blindly, even if he is your twin brother. Always do proper research on the policy you are taking. If an insurance agent tries to rush you, without getting your doubts clarified, simply tell him/her to 'PISS OFF'.Read More
Commented on foodIsMedicine's review
Jul 24, 2015 10:22 PM
Have you used Brackets(formerly Adobe Edge Code), the open-source code editor developed by Adobe Systems?
Reviewed PNB MetLife Life Insurance
Jul 24, 2015 10:06 PM
42376 Views
(Updated Sep 21, 2015 01:54 PM)
It is a known fact that insurance agents resort to blatant lies, mis-selling, as well as pressure tactics(like you need to buy an insurance policy for bank loans, locker, etc.) to meet their sales targets. It does not matter what the customers' requirements are, you can always'trust' an agent to...Read more
Commented on raghavmaheshwari93's review
Mar 03, 2015 10:27 PM
I am interested in Zerodha. So I have few questions for you. It will be a lot of help if you can give me your honest assesment on these:
1. Do you experience frequent/occassional server crashes?
2. If and when you do experience server crashes, can you effectively trade over phone?
3. Do you do F...nO trades on the platform? If so, how long do they take to transfer profits?
4. Zerodha told me that they have two methods of transferring money to a trading account-- a) via instant money transfer b) via RTGS/NEFT transfer. Which one do you find more convenient, and do they charge extra for instant tarnsfer facility?
Hope, you can give me these clarifications without any trouble.Read More
Commented on smartindian2014's review
Feb 27, 2015 07:45 PM
Can you mention which policy, and when you took it out? Only ULIPs can provide this kind of returns, but only if they were taken after 2013. Before that, high surrender charge and high entry load(premium allocation charge) , made them loss-making if you invested for less than 10 years. So, your stor...y seems a bit too good to be true, unless you are an agent.Read More
Commented on banglesforme's review
Nov 19, 2014 02:30 AM
When we studied at PESIT, we felt a bit like robots. Anyone getting less than 70% in his semester exam, would probably sleep less than 4 hours a day to make up for it in the next semester. Otherwise, we would stick out like sore thumbs among our classmates, especially in campus interviews
Commented on perfectgarg's review
Nov 19, 2014 02:06 AM
Absolutely true!!! Axis Bank employees would offer Max Life policy to someone who does not want an insurance at all. Even if someone is looking for a fixed deposit or mutual fund, they would hard sell an 'expensive' insurance policy. I guess they get higher commissions and incentives for pushing the...se policiesRead More
Commented on perfectgarg's review
Nov 19, 2014 02:00 AM
ULIPs are just a fad to lure customers who would otherwise choose cheaper traditional plans. The potential higher returns are largely neutralized by the high premium allocation charges in the first 3 years. In fact, the companies were fleecing customers using the high allocation and exit charges, wh...ich is why IRDA ammended some of the rules for ULIPs to make them less 'damaging' to customers. Actually, private insurers in India operate in the grey area between legality and morality. While they stick to the law to avoid trouble, their ethics are highly questionable.Read More
Commented on sumi12345's review
Nov 19, 2014 01:50 AM
Yes, they do cheat people out of their hard earned money. Four rules apply for any insurance policy:
1. Never trust an agent or employee, even if he/she is your own child. Their whole career depends on snatching money from new clients, so they will only have their own interest in mind. These days d...on't even trust bank employees, beacuse banks are selling bogus insurance policies like street food.
2. Never use any insurance policy as an investment, even tax saving investment. Look at it only as a life cover or medical insurance. Don't let anyone fool you by saying any fancy stories of high returns. Effective returns from insurance policies can be negative, or if you are lucky enough barely the same as fixed deposits. For tax savings purposes, there are many better options like ELSS.
3. When dealing with customer care, always keep proof of communication, like email transcripts or photocopies of letters or applications. Phone communications are best avoided, because you can't use them as proof of discrepancy.
4. These days, do some homework on the internet, and if possible buy a policy online. At least you will know exactly what you are getting into.
Read More
Commented on ravi2002's review
Mar 23, 2014 12:22 PM
Let me share some interesting details with you, Max Life employee in disguise.
1. When we visit banks, or open new bank account, insurance agents surround us like hungry stray dogs.
2. We don't ask for insurance policies, let alone rebates. Insurance agents or employees get our phone numbers from ...various sources like banks, or previous policies. Let me assure you that one common selling strategy is to visit a customer who already has some policy, with the excuse of providing some 'free advice'. The advice only turns out to be another policy.
3. Correct ourselves first, you bloody cheater? Correct yourself first, fake reviewer. The average middle class person is more honest than all insurance agents taken together. We DON'T LIE in our policy documents. Insurance agents LIE when SELLING these crap.
4. Pay first! We are not your father's servant! We have the RIGHT to study any offer document before investing. If you REFUSE to answer our questions before we invest, you are VIOLATING IRDA regulations.
5. ECS mandates are big trap that your company uses. A customer who pays by check, bank draft or other methods, can easily stop paying optional premium. With ECS mandate your employees will simply dilly-dally until the payment date is due, then the money will get automatically credited from your bank account and you can do nothing about it.
For once, Max Life, why don't you stop giving these automated replies:
1. If a customer has a grievance, you lecture him by saying that this is a long term savings, nothing more.
2. If a customer(most likely your own agent or employee) sings praises, you thank him profusely.
I dare you Max Life, to reply to this comment, if you truly follow honest business practices(as your TV ads claim). And please, no standard automated replies.Read More
